Insurance Investigations

A rapid increase in fraud cases for exaggerated injuries or fraudulent property claims has created a need to investigate assertions made by policyholders to include assets of the claimant or uninsured or underinsured defendant.

For nearly 20 years, Lauth Investigations International (LII) has been assisting insurance adjustors and insurance claims representatives for subrogation of their case from life, and health related companies nationwide. LII provides findings to attorneys and claims adjustors to uncover fraudsters with cost-effective investigations using skilled private detectives, and a variety of methods. In nearly all cases, a video is worth a thousand words and we provide as such, so the settlement of a questionable insurance claim is resolved expediently for the adjustors or claims representative. LII focuses on providing our clients with adept intelligence gathering and personal interaction to help reduce costs.

LII operates nationwide with private investigation offices located in Denver, CO, and Miami, FL. Thomas Lauth is a nationally renowned private investigator who has worked nearly twenty years with national media as an expert. Our team of experienced private investigators believes in going the extra mile and works closely with our clients to ensure client satisfaction.


Types of Insurance Investigation Services

  • Subrogation Research-Asset Search/Claimant Background/Locate
  • Questionable Or Suspicious Death Claims –Life Claims
  • Fraud And Forgery-Health Claims
  • Surveillance

 

The best reasons to hire Lauth Investigations for your subrogation cases:

  1. Flat Fees on all our Asset Searches and Skip Tracing
    We provide specific answers while charging our client one flat fee. There are no questions as to cost and our easy to complete forms reflect our promise to our clients.
  2. Simple solutions to your Asset Search or Skip Trace Request
    Reports prepared by our private investigators provide direct findings. We find that providing only what the client requests provides cost efficiency and effectiveness.
  3. Comprehensive Findings
    Rather than the client request multiple searches such as employment, bank, vehicles etc., we provide searches that support insurance service's needs.

 

Subrogation Searches

PDF Icon (See also attached Investigations Request Form)

Asset Analysis Level 1 - $450.00

Locator: Obtain current address, telephone number, and cellular number. The report also includes information identifying relatives and associates of subject for service.
Property: Locate residential or business real property, vacant property, deeds & mortgage information, bank accounts, vehicles, boats, mobile homes, or aircraft (registered only.)
Employer: Locate employer, type of position; address & telephone, salary/wage, and dates of employment.
Debt Profile: Locate federal, state tax liens or judgments, bankruptcy, and UCC.

Asset Analysis Level 2 - $195.00

Locator: Obtain current address, telephone number, and cellular number. The report also includes information identifying relatives and associates of subject for service.
Employer: Locate employer, position, address and telephone; salary/wage, dates of employment.

SKIP TRACING - (No Find-No Fee Policy)

Skip Trace Level 1: Locate subject by SSN or DOB: Report returns confirmed address. – $195.00
Skip Trace Level 2: Locate subject w/no SSN or DOB provided: Report returns confirmed address. - $95.00

BACKGROUND HISTORY (IN-STATE) $250.00

CRIMINAL: (FEDERAL/STATE)-Findings include attempts of case dockets, PCA, charging info, incident reports and disposition.
CIVIL: (COUNTY) Findings include attempts of case dockets include records of marriage/divorce; tax liens and judgments.
(Nationwide Additional $350.00) (NO SSN+ $25 or NO SSN or DOB + $50.00)

 

Questionable Death Claims Investigations

Lauth Investigations International conducts comprehensive unsolved homicide and questionable death claim investigations to determine the manner of death of the deceased through suicide, accident, or homicide to include a determination of any involvement of suspected persons. Suicide ranks in the top five causes of death in the United States. Reports prepared by LII investigators surrounding death investigations or life claims normally include the following:

  • Contestable and non-contestable death claims
  • Witness location and interviews
  • Overall scene analysis and video and photography
  • Police interviews and document research
  • Review of medical records
  • Search media and newspaper archives
  • Expert testimony and completed reports

Lauth private investigators will examine and review all available police, coroner, or pathologist reports as well as interacting with officials related to the case. Various steps of the death investigation include but are not limited to identifying the origin of the scene and meticulously inspecting and photographing the location. Our investigative team will locate each eyewitness and character witness and appropriately interview to obtain verbal statements and potentially record as needed. LII investigators also focus on the location of circumstantial or physical evidence by thoroughly canvassing databases, searching equivocal public records, and using field sources that may pertain to the case. LII investigators will also locate and review legal or medical research as supportive evidence to reinforce findings. We provide a detailed investigative summary to the client, and the investigator will testify as an expert witness at hearings or trial if necessary.

(Please call for a quote.)

 

Fraud, Forgery and Health Claims Investigations

No matter where the claimant resides, our Denver investigators at Lauth Investigations, can respond to a suspected fraudulent claim anywhere in Colorado within 48 hours. The investigative teams at Lauth Investigations International works nationwide but when geographically accessible, our Indiana Investigators and Florida Investigators can respond in state within 48 hours.

  • Medical research and collection
  • Claimant background history
  • Immediate 24HR Prompt Response
  • Surveillance and due diligence
  • Intensive biographical analysis to conduct effective surveillance
  • Applicant & Policy Due Diligence
  • Long and short term assignments
  • Detailed and To-The-Point Reports
  • Digital Video Export
  • Worldwide investigations for all claims